Matthew Chmiel

At Fairway Mortgage, Matthew Chmiel is committed to helping individuals and families achieve their homeownership goals through personalized mortgage solutions and exceptional customer service. Buying a home or refinancing an existing mortgage is one of the most significant financial decisions most people will make, and having an experienced mortgage professional by your side can make all the difference. Matthew takes pride in providing clear communication, honest guidance, and reliable support throughout every stage of the lending process.

With years of industry knowledge and access to a wide range of loan programs, Matthew works closely with borrowers to identify financing solutions that align with their unique needs and financial objectives. Every client has a different story, and every mortgage journey is different. That is why Matthew takes the time to understand each borrower’s goals before recommending the most appropriate loan options available.

Whether you are purchasing your first home, upgrading to a larger property, investing in real estate, refinancing your current mortgage, or exploring home equity opportunities, Matthew is dedicated to making the process as smooth and straightforward as possible. His goal is to help clients feel informed and confident while navigating what can often seem like a complex lending environment.

Matthew offers access to a comprehensive selection of mortgage programs, including Conventional Loans, FHA Loans, VA Loans, USDA Loans, Reverse Mortgages, Bank Statement Loans, Non-QM Loans, DSCR Loans, Renovation Loans, Home Equity Lines of Credit, Down Payment Assistance Programs, and Refinance Solutions. This broad range of financing options allows him to serve borrowers from many different financial backgrounds and situations.

For first-time homebuyers, Matthew provides education and guidance designed to simplify the mortgage process. From explaining loan options and pre-approval requirements to reviewing monthly payment estimates and closing costs, he works diligently to ensure buyers understand every step of their home financing journey before making important decisions.

Veterans and active-duty service members can also benefit from Matthew’s commitment to helping them maximize the advantages available through VA financing. He understands the value of these benefits and takes pride in helping military families secure affordable financing options that support their homeownership goals while minimizing out-of-pocket expenses whenever possible.

Real estate investors and self-employed borrowers often face unique financing challenges that may not fit traditional lending guidelines. Matthew helps these clients explore specialized solutions such as DSCR Loans, Bank Statement Loans, and other Non-QM financing programs that can provide greater flexibility while supporting long-term investment and business objectives.

Above all, Matthew Chmiel believes that successful mortgage lending is built on trust, transparency, and strong client relationships. His commitment to personalized service, professional expertise, and customer satisfaction continues long after closing day. Whether you are ready to purchase a home today or simply exploring your financing options for the future, Matthew is dedicated to helping you move forward with confidence and achieve your homeownership dreams.